Advisory Services
Prosperous business ventures don't just happen; they grow out of careful research and planning. Community Futures believes that entrepreneurs are key agents of diversification and sustainability – much-needed ingredients for maintaining rural prosperity. That's why we provide a range of programs and services that can help you get off to a great start.
We can help you with:
- Access to small business seminars that will aid you in writing a business plan, marketing, cash flow and other topics
- Improving your business plan for financing purposes
- Creating realistic financial projections
For more information about what we do, or to set up an appointment, please contact us.
Business loans
Community Futures Cariboo Chilcotin provides loans to new, existing, expanding or succession businesses which meet the following criteria.
Loan Eligibility Criteria / Terms
- Loans available to sole proprietorship, partnerships, societies, corporations or cooperatives
- Economic viability of the Business must be demonstrated
- Adequate security and reasonable personal financial investment for the business venture
Submission Materials for Applications
- Financing Application Checklist
- Business Plan Overview
- Cash Flow Form (two year projections)
- Loan Application
- Personal Overview
- Guarantor Overview (might be required)
- Environmental Assessment (might be required)
- Appeals Process
Contact Bob Piderman to apply
Small Business Start-up
Self-employment Program
The Self Employment Program provides financial assistance to eligible applicants who want to start their own business or purchase an existing business, in which they have had no prior ownership. The program provides income support, business plan development support, a variety of business skills development workshops, one-on-one mentoring, business counseling, collaboration with peers and experiential learning in hands-on workshops.
To get started:
For individuals who are Employment Insurance or Reachback eligible, you will require a referral from WorkBC to pursue the Self Employment Program. Contact WorkBC, meet with an Employment Counselor and attend a Self Employment Orientation Session.
This program provides financial support, business counselling and business training for up to 48 weeks while establishing your new business.
Williams Lake Start up Resources
WorkBC Williams Lake Starting a Small Business Cash Flow Template - Fillable
Ph: 250 398-5133 Guide to Prepare Business Plan and Cash Flow - Fillable
E-mail: centre-williamslake@workbc.ca
100 Mile House
WorkBC 100 Mile House
Phone: 250-395-5121
Email: centre-100milehouse@workbc.ca
Bella Coola
WorkBC Bella Coola
Phone: 250-799-5743
Email: centre-bellacoola@workbc.ca
Click here to Download our upcoming Business Planning Workshops
Community Economic Development
For rural communities to compete in our fast changing world, they must adopt new and focused economic development strategies. Successful rural communities are those which identify, take stock of and access economic opportunities and then find unique ways to build upon what they already have.
Not only do resilient communities use their existing assets, they also look for new and efficient ways to produce and then market products or services to new customers – and nowadays they look to new global markets as well as local ones.
Our Community Futures plays a key role in working alongside other local and regional community leaders for the development of a sustainable future vision. If you would like to apply for up to $2500.00 for funding toward a project click here.
Business succession
We all know that the “baby boomers” are getting older and starting to retire – and some of them are small business owners. We call these individuals “Generation Exit” – a whole generation of business owners wanting to exit the small business world. Are you one of these people?
In 2016 it was estimated that more than 40% of small business owners planned to leave their businesses in the next five years, and more than 70% within the next ten years. Yet up to 71% of these business owners don't have a plan on how to exit their business.
It is anticipated that over the next 20 years there will be many more businesses than there are owners and employees – resulting in the potential closure of many small businesses throughout Cariboo Chilcotin Region. This will have an impact on employment, economic output, business formation and the availability of services in our region.
We at Community Futures Cariboo Chilcotin recognize the importance of succession planning – of the need for services and resources for business owners wanting to retire from their business.
For more information about the potential impacts of “Generation Exit” please contact us.
Community Futures and Venture Connect
Community Futures is taking a proactive approach to assist businesses owners that are wanting to sell their business. For more information please do not hesitate to call the office at 250-392-3626 or Toll free 1-888-879-5399 to speak with Larry Stranberg, Projects Manager.
For more information, please click here.
Community Futures Initiatives
Reports:
Audited Financial Statements are available upon request. Please contact us
4-H Youth Loans:
Community Futures provides support to members of the 4-H Program by up to $2,000 for the purchase of marketable livestock (beef, swine, and sheep). The projects must be within our service area approved by, and in good standing with a 4-H Organization. Cut-off for Loans is November 30th of each year.
Contact keri-lynn@cfdccariboo.com for more information.
Community Economic Development:
For rural communities to compete in our fast changing world, they must adopt new and focused economic development strategies. Successful rural communities are those which identify, take stock of and access economic opportunities and then find unique ways to build upon what they already have.
Not only do resilient communities use their existing assets, they also look for new and efficient ways to produce and then market products or services to new customers; nowadays they look to new global markets as well as local ones.
Our Community Futures plays a key role in working alongside other local and regional community leaders for the development of a sustainable future vision.
One-Stop business registration
If you are starting a new business, you can use the provincial government’s OneStop Business Registration service to register it. This service was developed by the BC government to make it easier to start a business in British Columbia.
This service can be used by:
- Sole Proprietorships
- Corporations
- Incorporated Societies
- Partnership
- Co-operatives
- Associations
You can use this service to:
- Instantly register your sole proprietorship or general partnership with the BC Corporate Registry (Note: This registration requires pre-approval of your business name)
- Register as a vendor for the provincial sales tax with the BC Consumer Taxation Branch
- Register as an employer with Work Safe BC
- Apply for personal optional protection with Work Safe BC
- Apply for a business number account with the Canada Customs and Revenue Agency for GST, payroll deductions, corporate income tax, and import/export account.
- Apply for one or more municipal business licences with participating municipalities
Click the link if OneStop Business Registration is for you!
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Pour obtenir le service en français appeler 1-877-732-3534
